Trading card insurance that speaks the hobby.
Graded slabs, sealed product, and vintage singles insured at agreed value — through our appointment with WAX Insurance. Coverage that understands the difference between a PSA 9 and a PSA 10, and prices your collection like the asset it is.
What we cover for card collectors
- Graded slabs — PSA, BGS, CGC, SGC, and CSG cards scheduled with grading company and grade recorded.
- Raw singles — vintage and modern singles, including grails.
- Sealed product — booster boxes, cases, ETBs, and vintage sealed at market value.
- Store & dealer inventory — retail stock, event inventory, and shipments.
Agreed value for graded cards
Card values move fast. With agreed value, you and WAX set the insured value up front, and a covered total loss can pay up to 150% of that scheduled amount — so a card that appreciates between renewals isn't stuck at last year's number. Grading company and grade are recorded on your schedule, because a PSA 10 and a PSA 9 of the same card are very different assets.
Scheduled vs. blanket for cards
Scheduled coverage lists high-value cards individually with agreed value — the right call for grails and key slabs. Blanket coverage puts one limit across a large collection (great for big raw lots and bulk), with a per-item limit of $50,000 and manual underwriting. Many collectors do both: schedule the grails, blanket the rest. See the full breakdown on our Scheduled vs. Blanket explainer.
Grading submissions & transit
Cards are most vulnerable when they move. Coverage follows your collection in transit — to a grader, to a show, or to a buyer — worldwide, with a $0 deductible.
When an appraisal is needed
For most cards no appraisal is required. Individual items valued above roughly $25,000 will generally need an appraisal or a bill of sale dated within the last three years. Very large card or memorabilia totals (over $200,000, or over $100,000 in California and Florida) may trigger a brief underwriting review — our intake form flags this for you automatically as you build your list. Coins, stamps, and currency must be graded to be scheduled.
Get your cards covered the right way
Build a Consilium-ready quote in a few minutes. No premium quoted online — a licensed agent prepares your WAX quote.
Related: Collectibles & Memorabilia Insurance · What's Covered
Coverage is subject to policy terms, underwriting, and WAX approval; availability and thresholds vary by state. Nothing on this page is a bound policy or a binding quote. Insurance is offered through a licensed agency appointed with WAX Insurance. Figures and limits described reflect general WAX program guidelines and may change.